Pip Insurance and Benefits in Washington State

As you can see from my Web site, the insurance issues raised in even the most basic motor vehicle collision can be confusing and complicated. Without getting proper legal advise you are ill-equipped to deal with the insurance company on your own. As you know, the insurance company has hundreds of attorneys working for them. If you are unrepresented, you are at a distinct disadvantage.

I have made a lifelong career out of helping people that are in the same situation that you are right now. Please allow me the opportunity to at least educate you on what to expect legally in your claim. Don’t be taken advantage of by the insurance industry.

Call me at 425.637.1300 to schedule a no cost telephone or in person meeting before you allow a recorded statement or sign anything regarding your claim.

Steve has been my attorney for 3 auto accidents. Each time he does an excellent job. He always kept me informed and was always on top of things. He's professional, informative and an excellent example of what an attorney should be. I recommend him to everyone I know and will continue doing so."

–T. Rasmusen

PIP BENEFITS

In Washington, all auto liability insurance policies must (unless you sign a waiver declining it) carry at least $10,000 in PIP benefits to cover medical bills, lost wages or any combination of the two. Many insurance companies offer higher limits and you should be able to get $35,000 PIP limits for very low additional costs.

I recommend you carry as much PIP insurance as possible. With the high cost of medical care these days, your medical bills can quickly add up to $10,000 for a relatively minor injury car accident. If you’re in a car accident and seriously injured requiring hospitalization or surgery, $10,000 can be gone in a couple days or in one surgical procedure. It makes good sense to purchase as much PIP insurance as you can afford.