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Just Had an Accident?

Here's what to do after an accident to protect your wellbeing and legal rights:

  1. Seek medical attention or render assistance.
  2. Call the police if there are injuries or vehicle damage in excess of $500.
  3. Cooperate with all law enforcement and emergency personnel.
  4. Get the license plate numbers of all the vehicles involved and the drivers' names, addresses, telephone numbers and insurance information.
  5. Write down the names, addresses and phone numbers of all potential witnesses.
  6. Take photographs of the accident scene, personal injuries and property damage.
  7. Get examined at a hospital ER or see your primary care provider without delay.
  8. Call an experienced motor vehicle accident attorney to discuss your case.
  9. Notify your health and/or automobile insurance companies to preserve your right to later make claims.
  10. Use caution in discussing the accident, especially with an insurance company. Don't admit fault or apologize.
  11. Be wary of signing any document without consulting your attorney or doctor. Do not sign insurance release or settlement papers no matter what your condition without expert legal counsel.
  12. Keep a record of all expenses, including mileage to and from your health care provider's office and all time missed from work.
  13. Keep a diary of all changes in your life as a result of your injuries, including activities missed, pain/discomfort levels, work-related or family-related problems or lost opportunities.
  14. Notify your attorney and doctor of any change of address, phone number, employer or marital status.
  15. Promptly submit claims to your own Personal Injury Protection (PIP) carrier for payment of health care expenses or wage loss.